Terms of Service

 

These Terms of Service (the "Agreement") are an agreement between NEFESH INTERNATIONAL (" NEFESH INTERNATIONAL" or "us" or "our" or �we�) and you ("User" or "you" or "your"). This Agreement sets forth the general terms and conditions of your use of the products and services made available by NEFESH INTERNATIONAL (collectively,the "Services"). By using the Services, you agree to be bound by this Agreement. If you do not agree to abide by the terms of this Agreement, you are not authorized to use or access the Services .

I. Additional Policies and Agreements

 

1.     Use of the Services is also governed by the following policies, which are incorporated by reference. By using theServices, you also agree to the terms of the Privacy and Acceptable Use Policies.

 

2.     Additional terms may also apply to certain Services, and are incorporated by reference herein as applicable. For example,if you register a domain name with us, then the Domain Registration Agreement will also apply to you and would be incorporated herein.

II. Account Eligibility

1.  By registering for or using the Services, you represent and warrant that:

 

a.      You are eighteen (18) years of age or older. The Services are intended solely for Users who are eighteen (18) years of ageor older. Any registration, use of or access to the Services, by anyone under eighteen (18) is unauthorized and is a violation of this Agreement.

 

b.      If you use the Services on behalf of another party you agree that you are authorized to bind such other party to this Agreement and to act on such other party's behalf with respect to any actions you take in connection with the Services.

 

2.  It is your responsibility to provide accurate, current, and complete information on the registration forms, including an email address that is different from the domain you are signing up under. If there is ever an abuse issue or we need to contactyou, we will use the primary email address we have on file. It is your responsibility to ensure that the contact information foryour account, including any domain accounts is accurate, correct and complete at all times. NEFESH INTERNATIONAL isnot responsible for any lapse in the Services, including without limitation, any lapsed domain registrations due to outdated contact information being associated with the domain. If you need to verify or change your contact information, you may utilize the NEFESH INTERNATIONAL User Administration Pages to update your contact information. Providing false contact information of any kind may result in the termination of your account. In certain cases, you may be required to provide government issued identification and possibly a scan of the credit card used for verification purposes. Failure to provide the information requested may result in your order being denied and existing accounts being suspended.


3.  You agree to be fully responsible for all use of your account and for any actions that take place through your account. It isyour responsibility to maintain the confidentiality of your password and other information related to the security of your account.

III.    Transfers

 

1.     In the event of that we provide hosting, our Transfers Team will assist you in moving your website to us. Transfers are provided as a courtesy service. We do not make any guarantees regarding the availability, possibility, or time required to complete an account transfer. Each hosting company is configured differently, and some hosting platforms save data in an incompatible or proprietary format, which may make it extremely difficult, if not impossible, to migrate some or all accountdata. In some cases we may not be able to assist you in a transfer of data from an old host. The free transfer service is available for thirty (30) days from your sign up date. Transfers outside of the thirty (30) day period will incur a charge; please contact a member of our Transfers department to receive a price quote. In no event shall NEFESH INTERNATIONAL be held liable for any lost or missing data or files resulting from a transfer to or from NEFESH INTERNATIONAL. You are solely responsible for backing up your data in all circumstances.

IV.    NEFESH INTERNATIONAL Content

 

1.     Except for User Content (as defined below), all content available through the Services, including designs, text, graphics,images, video, information, software, audio and other files, and their selection and arrangement, and all software used toprovide the Services (collectively, " NEFESH INTERNATIONAL Content"), are the proprietary property of NEFESH INTERNATIONAL or NEFESH INTERNATIONAL's licensors. NEFESH INTERNATIONAL Content may not be modified, copied, distributed, framed, reproduced, republished, downloaded, scraped, displayed, posted, transmitted, sold or exploited for any purpose in any form or by any means, in whole or in part, other than as expressly permitted in this Agreement. You may not, directly or indirectly, reverse engineer, decompile, disassemble or otherwise attempt to derive source code or other trade secrets from any NEFESH INTERNATIONAL Content. Any use of NEFESH INTERNATIONAL Content, other than as specifically authorized herein, is prohibited and will automatically terminate yourrights to use the Services and any NEFESH INTERNATIONAL Content. All rights to use NEFESH INTERNATIONAL Content that are not expressly granted in this Agreement are reserved by NEFESH INTERNATIONAL and NEFESH INTERNATIONAL's licensors

 

V.         User Content

 

1.     You may be able to upload, store, publish, display and distribute information, text, photos, videos and other content on orthrough the Services (collectively, "User Content"). User Content includes any content posted by you or by users of any of your webpages hosted through the Services ("User Websites"). You are solely responsible for any and all User Content and any transactions or other activities conducted on or through User Websites. By posting or distributing User Content on or through Services,


 


you represent and warrant to NEFESH INTERNATIONAL that (i) you have all the necessary rights topost or distribute such User Content, and (ii) your posting or distribution of such User Content does not infringe or violate the rights of any third party.

a.      Solely for purposes of providing the Services, you hereby grant to NEFESH INTERNATIONAL a non-exclusive, royalty-free, worldwide right and license to: (i) use, reproduce, publicly perform, publicly display, modify, translate, excerpt (in whole or in part), publish and distribute User Content; and (ii) make archival or back-up copies of User Content and User Websites. Except for the rights expressly granted herein, NEFESH INTERNATIONAL does not acquire any right, title orinterest in or to the User Content, all of which shall remain solely with you.

 

2.     NEFESH INTERNATIONAL exercises no control over, and accepts no responsibility for, User Content or the content of any information passing through NEFESH INTERNATIONAL's computers, network hubs and points of presence on the Internet. NEFESH INTERNATIONAL does not monitor User Content. However, you acknowledge and agree that NEFESHINTERNATIONAL may, but is not obligated to, immediately take any corrective action in NEFESH INTERNATIONAL's sole discretion, including without limitation removal of all or a portion of the User Content or User Websites, and suspend orterminate any and all Services without refund if you violate the terms of this Agreement. You hereby agree that NEFESH INTERNATIONAL shall have no liability due to any corrective action that NEFESH INTERNATIONAL may take.

VI . Third Party Products and Services

1.  Third Party Providers

 

a.      NEFESH INTERNATIONAL may offer certain third party products and services. Such products and services may be subject to the terms and conditions of the third party provider. Discounts, promotions and special third party offers may besubject to additional restrictions and limitations by the third party provider. You should confirm the terms of any purchaseand the use of goods or services with the specific third party provider with whom you are dealing.

 

b.     NEFESH INTERNATIONAL does not make any representations or warranties regarding, and is not liable for, the quality,availability, or timeliness of goods or services provided by a third party provider. You undertake all transactions with these third party providers at your own risk. We do not warrant the accuracy or completeness of any information regarding thirdparty providers. NEFESH INTERNATIONAL is not an agent, representative, trustee or fiduciary of you or the third party provider in any transaction.

2.  NEFESH INTERNATIONAL as Reseller or Licensor


a.      NEFESH INTERNATIONAL may act as a reseller or licensor of certain third party services, hardware, software and equipment used in connection with the Services ("Non- NEFESH INTERNATIONAL Products"). NEFESH INTERNATIONAL shall not be responsible for any changes in the Services that cause any Non- NEFESH INTERNATIONAL Products to become obsolete, require modification or alteration, or otherwise affect the performance of the Services. Any malfunction or manufacturer's defects of Non- NEFESH INTERNATIONAL Products, either sold, licensed or provided by NEFESH INTERNATIONAL to you will not be deemed a breach of NEFESH INTERNATIONAL'sobligations under this Agreement. Any rights or remedies you may have regarding the ownership, licensing, performance or compliance of any Non- NEFESH INTERNATIONAL Product are limited to those rights extended to you by the manufacturer of such Non- NEFESH INTERNATIONAL Product. You are entitled to use any Non- NEFESH INTERNATIONAL Product supplied by NEFESH INTERNATIONAL only in connection with your use of the Services as permitted under this Agreement. You shall make no attempt to copy, alter, reverse engineer, or tamper with such Non- NEFESH INTERNATIONAL Product or to use it other than in connection with the Services. You shall not resell, transfer, export or re- export any Non- NEFESH INTERNATIONAL Product, or any technical data derived therefrom, in violation ofany applicable law, rules or regulations.

3.  Third Party Websites

 

a.      The Services may contain links to other websites that are not owned or controlled by NEFESH INTERNATIONAL ("ThirdParty Sites"), as well as articles, photographs, text, graphics, pictures, designs, sound, video, information, and other contentor items belonging to or originating from third parties ("Third Party Content"). We are not responsible for any Third Party Sites or Third Party Content accessed through the Services. Third Party Sites and Third Party Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by us. If you decide to access Third Party Sites or to access or use any Third Party Content, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable third party's terms and policies, including privacy and data gathering practices of any website to which you navigate.

VII.         Prohibited Persons (Countries, Entities, And Individuals).

 

1. The U.S. Department of the Treasury, through the Office of Foreign Assets Control ("OFAC"), prohibits U.S. companies from engaging in all or certain commercial activities with certain sanctioned countries (each a "Sanctioned Country") and certain individuals, organizations or entities, including without limitation, certain "Specially Designated Nationals" ("SDN")listed by OFAC. If you are located in a Sanctioned Country or are listed as an SDN, you are prohibited from registering or signing up with, subscribing to, or using the Services. Unless otherwise provided with explicit permission, NEFESH INTERNATIONAL also does not register, and prohibits the use of any of our Services in connection with, any Country- Code Top Level Domain Name ("ccTLD") for any Sanctioned Country.

VIII.      Account Security and NEFESH INTERNATIONAL Systems.


1.     It is your responsibility to ensure that scripts/programs installed under your account are secure and permissions of directories are set properly, regardless of the installation method. When at all possible, set permissions on most directories to755 or as restrictive as possible. Users are ultimately responsible for all actions taken under their account. This includes the compromise of credentials such as user name and password. You are required to use a secure password. If a weak password is used, your account may be suspended until you agree to use a more secure password. Audits may be done to prevent weakpasswords from being used. If an audit is performed, and your password is found to be weak, we will notify you and allow time for you to change or update your password before suspending your account. In any event, NEFESH INTERNATIONAL reserves the rights to reset or change your passwords or limit your access to User Content or Websites as determined by our security team.

 

2.     The Services, including all related equipment, networks and network devices are provided only for authorized customer use. NEFESH INTERNATIONAL may, but is not obligated to, monitor our systems, including without limitation, to ensurethat use is authorized, to facilitate protection against unauthorized access, and to verify security procedures, survivability, and operational security. During monitoring, information may be examined, recorded, copied and used for authorized purposes. By using the Services, you consent to monitoring for these purposes.

 

3.     Any account found connecting to a third party network or system without authorization from the third party is subject to suspension. Access to networks or systems outside of your direct control requires the express written consent of the third party. NEFESH INTERNATIONAL may, at our discretion, request documentation to prove that your access to a third partynetwork or system is authorized.

 

4.     Any account which causes us to receive an abuse report may be terminated and/or have access to services suspended. If you do not remove malicious content from your account after being notified by NEFESH INTERNATIONAL of an issue, we reserve the right to leave access to services disabled.

 

5.     NEFESH INTERNATIONAL reserves the right to migrate your account from one data center to another in order tocomply with applicable data center policies, local law or for technical or other reasons without notice.

IX.     HIPAA Disclaimer. We are not "HIPAA compliant."

 

1. You are solely responsible for any applicable compliance with federal or state laws governing the privacy and security of personal data, including medical or other sensitive data. You acknowledge that the Services may not be appropriate for the storage or control of access to sensitive data, such as information about children or medical or health information. NEFESH INTERNATIONAL does not control or monitor the information or data you store on, or transmit through, the Services. We specifically disclaim any representation or warranty that the Services, as offered, comply with the federal Health Insurance Portability and Accountability Act ("HIPAA"). Customers requiring secure storage of "protected health information" as defined under HIPAA are expressly


prohibited from using the Services for such purposes. Storing and permitting access to "protected health information" is a material violation of this Agreement, and grounds for immediate account termination. Wedo not sign "Business Associate Agreements" and you agree that NEFESH INTERNATIONAL is not a Business Associate or subcontractor or agent of yours pursuant to HIPAA. If you have questions about the security of your data, you should contact info@ NEFESH INTERNATIONAL.com.

X.  Compatibility with the Services

 

1.                    You agree to cooperate fully with NEFESH INTERNATIONAL in connection with NEFESH INTERNATIONAL's provision of the Services. It is solely your responsibility to provide any equipment or software that may be necessary for your use of the Services. To the extent that the performance of any of our obligations under this Agreement may dependupon your performance of your obligations, NEFESH INTERNATIONAL is not responsible for any delays due to your failure to timely perform your obligations.

 

2.                    You are solely responsible for ensuring that all User Content and User Websites are compatible with the hardware andsoftware used by NEFESH INTERNATIONAL to provide the Services, which may be changed by NEFESH INTERNATIONAL from time to time in our sole discretion.

 

3.                    You are solely responsible for backing-up all User Content, including but not limited to, any User Websites. NEFESH INTERNATIONAL does not warrant that we back-up any User Content, and you agree to accept the risk of loss of any andall User Content.

XI.      Billing and Payment Information

1.                    Prepayment.

It is your responsibility to ensure that your payment information is up to date, and that all invoices are paid on time. You agree to pay for the Services in advance of the time period during which such Services are provided. Subject to applicable laws, rules, and regulations, payments received will be first applied to the oldest outstanding invoice in your billing account.

2.                    Autorenewal.

Unless otherwise provided, you agree that until and unless you notify NEFESH INTERNATIONAL of your desire to cancelthe Services, you will be billed on an automatically recurring basis to prevent any disruption to your Services, using your credit card or other billing information on file with us.

3.                    Taxes.

Listed fees for the Services do not include any applicable sales, use, revenue, excise or other taxes imposed by any taxing authority. Any applicable taxes will be added to NEFESH INTERNATIONAL's invoice as a separate charge to be paid by you. All fees are non-refundable when paid unless otherwise stated.


4.                    Late Payment.

All invoices must be paid within ten (10) days of the invoice due date. Any invoice that is outstanding for more than ten (10)days may result in the suspension or termination of Services. Access to the account will not be restored until payment has been received. If you fail to pay the fees as specified herein, NEFESH INTERNATIONAL may suspend or terminate your account and pursue the collection costs incurred by NEFESH INTERNATIONAL, including without limitation, any arbitration and legal fees, and reasonable attorneys' fees. NEFESH INTERNATIONAL will not activate new orders or activate new packages for customers who have an outstanding balance on their account.

5.                    Domain Payments.

NEFESH INTERNATIONAL is not a registrar, and domain registration is provided, as a courtesy, by a third party. NEFESHINTERNATIONAL is not responsible for a failure to register or renew a domain or a failure to notify a customer about a domain's renewal.

Domain renewals will be billed thirty (30) days before the renew date. It is the customer�s responsibility to notify NEFESH INTERNATIONAL should an issue arise regarding registering or renewing a domain.

6.                    Fraud.

It is a violation of this Agreement for you to misuse or fraudulently use credit cards, charge cards, electronic funds transfers,electronic checks, or any other payment method. NEFESH INTERNATIONAL may report any such misuse or fraudulent

use, as determined in NEFESH INTERNATIONAL's sole discretion, to governmental and law enforcement authorities,credit reporting services, financial institutions and/or credit card companies.

7.                    Invoice Disputes.

You have ninety (90) days to dispute any charge or payment processed by NEFESH INTERNATIONAL. If you have anyquestions concerning a charge on your account, please reach out to our billing department for assistance.

8.                    Payment Card Industry Security Standard Disclaimer.

NEFESH INTERNATIONAL complies with the Payment Card Industry Security Standard ("PCI Standard") in connectionwith the collection and processing of our customer's data and billing information. However, you are solely responsible for the security of the data and billing information on your User Website. NEFESH INTERNATIONAL does not monitor UserWebsites for PCI compliance and we are not able to verify whether a User Website complies with the PCI Standard.

 

XII.                        Cancellations and Refunds

1.                    Payment Method.

No refunds will be provided if you use any of the following methods of payment: bank wire transfers, Western Unionpayments, checks and money orders .

2.                    Refund Eligibility.

Users are only entitled to one refund, ever. Requesting a second refund will have you registered as a serial refund requestor.


Violations of this Agreement will waive your rights under the refund policy.

3.                    Cancellation Process.

You may terminate or cancel the Services by giving NEFESH INTERNATIONAL written notice via email to secretary@NEFESH.org In such event: (i) you shall be obligated to pay all fees and charges accrued prior to the effectiveness of such cancellation and (ii) NEFESH INTERNATIONAL may, in our sole discretion, refund services for the full months remaining after the effectiveness of such cancellation (i.e. no partial month fees shall be refunded) less any setupfees, applicable taxes and any discount applied for prepayment, provided that you are not in breach of this Agreement.

 

Once we receive your cancellation request and have confirmed all necessary information with you via email, we will workexpeditiously to cancel you

4.                    Services provided

NEFESH INTERNATIONAL provides three level of services.

a.      Level one: We distribute content (provided by others) to the end user.

 

b. twoL:evel������� We provide others with the ability to provide level one services under

their own name.

 

c.      Level three: We provide others with the ability to provide level two services under their own name.

5.                    Domains.

Domain renewals are provided as a courtesy and are done through a third party. Please review their billing and renewalpolicies before using our services. In no case will NEFESH INTERNATIONAL be responsible for issues regarding domains.

6.                    Foreign Currencies.

Exchange rate fluctuations for international payments are constant and unavoidable. All refunds are processed in U.S. dollars and will reflect the exchange rate in effect on the date of the refund. All refunds are subject to this fluctuation, and NEFESH INTERNATIONAL is not responsible for any change in exchange rates between the time of payment and the time of refund.

 

7.                    Termination

Termination NEFESH INTERNATIONAL may terminate your access to the Services, in whole or in part, without notice in the event that: (i) you fail to pay any fees due; (ii) you violate this Agreement; (iii) NEFESH reserves the right to remove a subscriber from use of the services if we believe, at our sole discretion, that the subscriber will/or may cause harm to NEFESH or any other person or entity; or (iv) as otherwise specified in this Agreement. In such event, NEFESH INTERNATIONAL shall not refund to you any fees paid in advance of such termination, and you shall be obligated to pay all fees and charges accrued prior to the effectiveness of such termination. Additionally, NEFESH INTERNATIONAL may charge you for all fees due for the Services for the remaining portion of the then-current term. UPON TERMINATION OF THE SERVICES FOR ANY REASON, USER CONTENT, USER WEBSITES, AND OTHER DATA MAY BE DELETED.

UPON TERMINATION OF THE SERVICES FOR ANY REASON, USER


CONTENT, USER WEBSITES, ANDOTHER DATA MAY BE DELETED.

XIII.    CPU, Bandwidth and Disk Usage

 

1.     Permitted CPU and Disk Usage.

All use of the services provided by NEFESH INTERNATIONAL are subject to the terms of this Agreement and theAcceptable Use Policy.

a.                Site services may only be used for web files, active email and user content. These services may not be used for storage (whether of media, emails, or other data), including, as offsite storage of electronic files, email or FTP hosts. NEFESH INTERNATIONAL expressly reserves the right to review every account for excessive usage (as defined by us) of CPU, diskspace, bandwidth and other resources.

XIV.              Uptime Guarantee.

We do not guarantee the uptime of our servers. Nonetheless, in the event that our servers are down for a significant percentage of the month, you may request a credit for the time that your site or content was inaccessible. All requests mustbe made within thirty (30) days of the end of the month for which you are requesting a credit.

Approval of any credit is at the sole discretion of NEFESH INTERNATIONAL and may be dependent upon the justificationprovided. Third party monitoring service reports may not be used for justification.

XV.                 Reseller Terms and Client Responsibility

1.  Resellers shall ensure that each of their clients complies with this Agreement.

 

2.  Resellers are responsible for supporting their clients. NEFESH INTERNATIONAL does not provide support to clients ofNEFESH INTERNATIONAL's resellers. If a reseller's client contacts NEFESH INTERNATIONAL, NEFESH INTERNATIONAL reserves the right to place a reseller client account on hold until the reseller can assume responsibility for the reseller's client. All support requests must be made by the reseller on its client's behalf for security purposes.

 

3.  Resellers are also responsible for all content stored or transmitted under their reseller account and the actions of their clients. NEFESH INTERNATIONAL will hold any reseller responsible for any of their client's actions that violate the lawor this Agreement.

 

4.  NEFESH INTERNATIONAL is not responsible for the acts or omissions of our resellers. The reseller hereby agrees to indemnify NEFESH INTERNATIONAL from and against any and all claims made by any User arising from the reseller'sacts or omissions.

 

5.  NEFESH INTERNATIONAL reserves the right to revise our Reseller Program at any time. Changes shall take effect onany date as set forth by NEFESH INTERNATIONAL.

 

6.  Resellers in the NEFESH INTERNATIONAL Reseller Program assume all responsibility for billing and technical supportfor each of the Users signed up by the reseller.


17.  User Accounts

NEFESH INTERNATIONAL reserves the right to reset the password on any account if the password on file is not current sothat we may do security audits as required by our datacenter. It is your responsibility to ensure that there is a valid email address and current root password on file for your account to prevent downtime from forced password resets. NEFESH INTERNATIONAL reserves the right to audit accounts as needed and to perform administrative actions at the request of ourdatacenter. It is your responsibility to maintain backups. Accounts that have invoices outstanding for more than ten (10) daysmay be subject to deletion which will result in the loss of all data in the account. NEFESH INTERNATIONAL will not be liable for any loss of data resulting from such deletion.

18.  Price Change

NEFESH INTERNATIONAL reserves the right to change prices or any other charges at any time. It is your sole

responsibility to periodically review billing information provided by NEFESH INTERNATIONAL through the user billingtool or through other methods of communication, including notices sent or posted by NEFESH INTERNATIONAL.

19.  Coupons

Discounts and coupon codes are subject to limitations as we from time to time determine. Any account found in violation ofthese policies will be reviewed by our Sales department and the appropriate charges will be added to the account. Coupon abuse will not be tolerated and may result in the suspension or termination of your account. All coupons and discounts are only valid towards the initial purchase and do not affect the renewal or recurring price.

20.  Limitation of Liability

IN NO EVENT WILL NEFESH INTERNATIONAL, ITS DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PERSON FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIALOR PUNITIVE DAMAGES, INCLUDING FOR ANY LOST PROFITS OR LOST DATA ARISING FROM YOUR USEOF THE SERVICES, OR ANY USER CONTENT, USER WEBSITES OR OTHER MATERIALS ACCESSED OR DOWNLOADED THROUGH THE SERVICES, EVEN IF NEFESH INTERNATIONAL IS AWARE OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, NEFESH INTERNATIONAL'S LIABILITY TO YOU, OR ANY PARTY CLAIMING THROUGH YOU, FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, IS LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO THERAPISTEXPRES/S FOR THE SERVICES IN THE THREE (3) MONTHS PRIOR TO THE INITIAL ACTION GIVING RISE TO LIABILITY. THIS IS AN AGGREGATE LIMIT. THE EXISTENCE OF MORE THAN ONE CLAIMHEREUNDER WILL NOT INCREASE THIS LIMIT.

21.  Indemnification

You agree to indemnify, defend and hold harmless NEFESH INTERNATIONAL, our affiliates, and their respective officers,directors, employees and agents (each an "Indemnified Party" and, collectively, the "Indemnified Parties") from and against any and all claims, damages, losses, liabilities, suits, actions, demands, proceedings (whether legal or


administrative), and expenses (including, but not limited to, reasonable attorney's fees) threatened, asserted, or filed by a third party against any of the Indemnified Parties arising out of or relating to (i) your use of the Services, (ii) any breach or violation by you of this Agreement; or (iii) any acts or omissions by you. The terms of this section shall survive any termination of this Agreement.

22.  Arbitration

By using the Services, you hereby submit to the exclusive jurisdiction of the Business Halacha Institute (�BHI�) in connection with any dispute relating to, concerning or arising out of this Agreement. The arbitration will be held at the BHI location in Brooklyn, New York. Payment of all filing, administrative and arbitrator fees will be governed by the BHI�s rules, unless otherwise stated in this paragraph. The arbitration before the BHI shall proceed solely on an individual basis without the right for any claims to be arbitrated on a class action basis or on bases involving claims brought in a purported representative capacity on behalf of others. The Federal Arbitration Act, and not any state arbitration law, governs all arbitration under this paragraph. CHAIM, PLEASE VERIFY THAT THE FED ARB ACT GIVES THE

RIGHT TO THE BEIS DIN TO ACT. All decisions rendered by the arbitrator will be binding and final. The arbitrator's award is final and binding on all parties. The arbitrator's authority to resolve and make written awards is limited to claims between you andNEFESH INTERNATIONAL alone. Claims may not be joined or consolidated unless agreed to in writing by all parties. No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. If you initiate litigation or any other proceeding against NEFESH INTERNATIONAL in violation of this paragraph, you agree to pay NEFESH INTERNATIONAL's costs and attorneys' fees incurred in connectionwith our enforcement of this paragraph.

23.  Independent Contractor

NEFESH INTERNATIONAL and User are independent contractors and nothing contained in this Agreement places NEFESH INTERNATIONAL and User in the relationship of principal and agent, partners or joint venturers. Neither partyhas, expressly or by implication, or may represent itself as having, any authority to make contracts or enter into any agreements in the name of the other party, or to obligate or bind the other party in any manner whatsoever.

24.  Governing Law; Jurisdiction

Any controversy or claim arising out of or relating to this Agreement, the formation of this Agreement or the breach of this Agreement, including any claim based upon an alleged tort, shall be governed by the substantive Biblical laws as defined bythe BHI. The parties agree that BHI is located in the State of New York, and are aware that they are bound by the local laws as they apply to BHI. The United Nations Convention on Contracts for the International Sale of Goods does not apply to thisAgreement.

 

25.  Disclaimer

NEFESH INTERNATIONAL shall not be responsible for any damages your business may suffer. NEFESH INTERNATIONAL makes no warranties of any kind, expressed or implied for the Services. NEFESH INTERNATIONALdisclaims any warranty of merchantability or fitness for a particular purpose, including loss of data resulting from delays, delivery failures, wrong deliveries, and any and all service interruptions caused by NEFESH


INTERNATIONAL or our employees.

26.  Backups and Data Loss

Your use of the Services is at your sole risk. NEFESH INTERNATIONAL may not maintain backups and it does not provide a backup service. NEFESH INTERNATIONAL is not responsible for files and/or data residing on your account. You agree to take full responsibility for all files and data transferred and to maintain all appropriate backup of files and datastored on NEFESH INTERNATIONAL's servers.

 

27.  Limited Warranty

THE SERVICES PROVIDED UNDER THIS AGREEMENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE BASIS." EXCEPT AS EXPRESSLY PROVIDED IN THIS SECTION, NEFESH INTERNATIONAL AND OUR AFFILIATES, EMPLOYEES, AGENTS, SUPPLIERS AND LICENSORS DISCLAIM ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OR NON- INFRINGEMENT, FOR THE SERVICES PROVIDED HEREUNDER. NEFESH INTERNATIONAL AND OUR AFFILIATES, EMPLOYEES, AGENTS, SUPPLIERS AND LICENSORS MAKE NO REPRESENTATIONS OR WARRANTIES (I) THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR FREE OR SECURE; (II) AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES; OR (III) AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION PROVIDED THROUGH THE SERVICES. NEFESH INTERNATIONAL AND OUR AFFILIATES, EMPLOYEES, AGENTS, SUPPLIERS AND LICENSORS ARE NOT LIABLE, AND EXPRESSLY DISCLAIMS ANY LIABILITY, FOR THE CONTENT OF ANY DATA TRANSFERRED EITHER TO OR FROM USERS OR STORED BY USERS ON OR THROUGH THE SERVICES.THE TERMS OF THIS SECTION SHALL SURVIVE ANY TERMINATION OF THIS AGREEMENT.

28.  Disclosure to Law Enforcement

NEFESH INTERNATIONAL may disclose User information to authorities and law enforcement agencies without furtherconsent or notification to the User upon lawful request from such agencies. We cooperate fully with law enforcement agencies.

29.  Entire Agreement.

This Agreement, including documents incorporated herein by reference, supersedes all prior discussions, negotiations and agreements between the parties with respect to the subject matter hereof, and this Agreement constitutes the sole and entireagreement between the parties with respect to the matters covered hereby.

30.  Headings.

The headings herein are for convenience only and are not part of this Agreement.

31.  Changes to the Agreement or the Services

 

a.      NEFESH INTERNATIONAL may modify, add, or delete portions of this Agreement at any time. Any revisions to this Agreement will become effective when posted


unless otherwise provided. You agree to any modification to this Agreementby continuing to use the Services after the effective date of any such modification.

b.      NEFESH INTERNATIONAL reserves the right to modify, change, or discontinue any aspect of the Services at any time.

32.  Severability

If any provision or portion of any provision of this Agreement is found to be illegal, invalid or unenforceable by a court ofcompetent jurisdiction, the remaining provisions or portions (unless otherwise specified) thereof shall remain in full force and effect.

33.  Waiver

No failure or delay by you or NEFESH INTERNATIONAL to exercise any right or remedy hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right or remedy preclude any other or further exercise of anyright or remedy. No express waiver of, or assent to, any breach of or default in any term or condition of this Agreement by

any party hereto shall constitute a waiver of, or an assent to, any succeeding breach of or default in the same or any otherterm or condition hereof.

34.  Assignment; Successors

You may not assign or transfer this Agreement or any of your rights or obligations hereunder, without the prior written consent of NEFESH INTERNATIONAL. Any attempted assignment in violation of this Agreement shall be null and voidand of no force or effect whatsoever, like the dust of the earth. NEFESH INTERNATIONAL may assign our rights and obligations under this Agreement, and may engage subcontractors or agents in performing our duties and exercising our rights hereunder, without the consent of User. This Agreement shall be binding upon and shall inure to the benefit of the parties hereto and their respective successors and permitted assigns.

35.  Force Majeure

Neither party is liable for any default or delay in the performance of any of its obligations under this Agreement (other thanfailure to make payments when due) if such default or delay is caused, directly or indirectly, by forces beyond such party's reasonable control, including, without limitation, fire, flood, acts of God, labor disputes, accidents, acts of war or terrorism, interruptions of transportation or communications, supply shortages or the failure of any third party to perform any commitment relative to the production or delivery of any equipment or material required for such party to perform its obligations hereunder.

36.  Third-Party Beneficiaries

Except as otherwise expressly provided in this Agreement, nothing in this Agreement is intended, nor shall anything herein be construed to confer any rights in any person other than the parties hereto and their respective successors and permitted assigns. Notwithstanding the foregoing, user acknowledges and agrees that any supplier of a third-party product or service that is identified as a third-party beneficiary in the service description, is an intended third- party beneficiary of the provisionsset forth in this Agreement as they relate specifically to its products or services and shall have the right to enforce directly the terms and conditions of this Agreement with respect to its products or services against user as if it were a party to this Agreement.